Mhd Sarif , S., & Ismail, Y. (2024). THE IMPACT OF TAQWA ON ETHICS AND COMPETITIVE ADVANTAGE IN MALAYSIAN SMES. Online Journal of Islamic Management and Finance (OJIMF), 4(1), 1–19. Retrieved from http://borneojournal.um.edu.my/index.php/OJIMF/article/view/51835